an reo has been taken off market due to lack of interest. if i ask the former sellers agent which bank owns it, do they hav eto tell me?

I was in contract to purchase a bank owned property, I cancelled the contract due to some geologic hazards on the sixth day during the contingency period (the contingency period was 10 days as specified in the contract). It has been a month since I signed the cancellation form, but I haven’t received my deposit back yet. I am in Northern Califonia, but the mortgage company (who owns the property) is in Arkansas. What is the time frame that the mortgage company is supposed to return a buyer’s deposit? What can I do to speed up the process of getting my deposit back? I heard that the mortgage company is now in contract with another buyer. Is it illegal to be in two contracts at the same time? Since I have signed the mediation/arbitration clause on the contract, how do I go about resolving the issue through mediation if I have to?

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I wanted to know if bank foreclosures REO’s and short sale home asking prices are negotiable? Do banks ever accept a lower offering price for property? Since REO (Real Estate Owned) is a property that goes back to the mortgage company after an unsuccessful foreclosure auction.

Created on April 27, 2010 by Phil Leng using FlipShare.

We put in an offer on a Wells Fargo REO on Sat June 14. It was listed on June 13. The offer was $6,500 more than the asking price. We are doing 100% financing…97% through FHA (we are pre approved) and the down and closing costs are through the HART PROGRAM. We also can do a 30 day or less escrow. The bank is putting a 5 day hold on all offers. So now there are several offers on this house.

I noticed on Zillow that the same house was recently sold on 06/04/2008 for $198,000 which is about $30K less than the asking price. Did the bank buy this house for that price? I thought Wells Fargo owned this home already…so where did this price come from?

Also is our offer a good enough offer?

We absolutely LOVE this house!!!!
We are paying the fee for the Hart programm

I see many listings for homes under $10,000 in my area (Cincinnati, OH) most of them are sold “as is” and require a lot of repairs some of them say lender owned and have a very low price $5-$15K I wanted to know can anyone just buy these homes for under $15K and own the property all to themselves as long as there check clears Thanks

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Why does some REO listing say no FHA loans, and when I look up the communities they are FHA APPROVED?