What works better for marketing, selling ebooks online, long sales copy site (1 page), short sales pages with Navigation buttons.

Homeowners that are facing a foreclosure have a number of options available to stop the foreclosure process. One of the options available on is a “short sale”; this is where the lender will allow you to sell the home for less then what the current amount owed is. Many homeowners simply let their home go into foreclosure because they are not sure about the options, or just give up. Before giving up and letting your home go into foreclosure keep in mind that you do have options, and depending on which one you choose, there are a number of pros and cons for each.

Short sales can help lenders avoid the costly and sometimes lengthy process of a foreclosure. One of the key benefits to a short sales is the long term affect on your credit score, a foreclosure is much worse then a short sale with regards to your credit score and ability to recover from your hardship quickly.

Short sales are a simple concept; lenders agree to allow you to sell your home for less then what the current mortgage is on the property. Many lenders will accept a short sale and relief you of the balance of the mortgage, this is good news for homeowners facing foreclosure. Most states allow the lender to attempt to collect the shortfall after a foreclosure is processed; a short sale may relieve you of this additional burden.

Bear in mind that not all lenders will agree to short sales, if the circumstances are right, some lenders will not do short sales at all. If you are current on your mortgage payments, you have very little chance to have a short sale approved. In most cases, you will need to be several payments in the rears in order to have a lender consider a short sale.

Foreclosures will have a greater impact on your credit score. You can typically expect your credit score to sink at least 200-300 points. The long-term affect of a foreclosure on your credit may hinder your ability to make purchases with credit for up to 10 years. Lenders may not offer competitive rates on a new mortgage loan for three to five years, after a foreclosure.

Doing a short sell will have far less repercussions on your credit report; generally your score will fall between 75-100 points. With a short sale, lenders will typically offer reasonable interest rates on a new mortgage after about 18 months.

During a foreclosure you credit should be your primary concern. Repairing bad credit and getting back on your feet is much easier if with choices that offer the least amount of impact on your credit score. The savings on interest alone with credit cards, auto loan and mortgage loans in the future should be enough to convince you, if not think about the strength of your buying power in the future.

Hector lives in a wooden shack on the outskirts of Juarez, Mexico,
four miles from the town of El Paso, Texas. He drives an old, blue and
rusty Chevrolet pick-up truck that looks like many other old blue and
rusty Chevrolet pick-up trucks in Mexico. You’ll see Hector wearing
faded blue jeans and a long sleeve blue work shirt. Both are dirty and
frayed. His straw hat was once white, but now a dark beige with
several sweat-stain hatband rings. Mr. Lopez is a small man, 5′6″ in
height and weighs 143 pounds. He walks with a slight limp, and holds
his hat in one hand when he bows shyly to say “Si Senor”. Hector, like
many Mexican men, has grown a mustache. We see lots of “Hectors”
these days, and we avert our eyes from them because they are, well,
poor.
One morning Hector drives to a desolate spot overlooking the Rio
Grande, River. He walks to the water’s edge and looks across the 70
foot wide stream, enters the river and dog-paddles across with the end
of a rope in his mouth. Standing on a Texas rancher’s soil, and with no
one in sight for miles, Hector pulls the rope which is wrapped-around a
55 gallon drum and easily pulls the floating barrel over to him. He
removes the lid and dumps a 3 foot tall, 88 pound metal object into the
sandy soil at his feet. Using his bare hands, Hector covers the object,
then swims back to the Mexican side of the river, pulling the empty
barrel back with him. He discards the empty drum in an old abandoned
tar paper plant junk yard, and drives to the Avenue of the Americas.
Hector shows the border guard his Matricula Consular ID card, speaks a
few words in Spanish to his fellow Mexican, and drives into the City of El
Paso. Hector eases the old Chevy up Airway Boulevard, turns East on
Montana, and after several miles, turns south on Ranch Road and down
to the Rio Grande, River. He stops hear the spot where he stood an
hour earlier, uncovers the object, and places it on the front passenger
seat of his truck. Hector proceeds to drive up Ranch Road, headed for
the United States Army Post of Fort Bliss.
The “object” Hector has next to him on the front seat is a 2 kiloton
Russian nuclear warhead, stolen (along with 2 others) by a former
Russian rocket-army colonel following the break-up of the Soviet Union.
This particular nuclear device was purchased for 50 million Saudi-Arabia
oil dollars, sent to Mexico by cargo freighter, and off-loaded to a barren
Mexican shoreline onboard a rubber Zodiac boat.
Hector’s real name is Mohammed Saad, a Jordanian born former
Fedayheen soldier who killed 67 Israeli’s in the Gaza over a period of 18
months. “Mohammed” earned his undergraduate degree in engineering
from Purdue University in Indiana. He speaks 4 languages fluently,
including Spanish, and learned and adopted the shy mannerisms of a
“peon”. He is a clever, bloodthirsty killer.
“Hector” (Mohammed) obtained his Matricula Consular card for twenty
five dollars and a forged Catholic Baptismal Certificate. He could use his
Consular card to get an American driver’s license in 16 states.
Hector “hung out” in Juarez for 3 weeks, observing, learning
mannerisms and “quirks” of the poor Mexican people while he awaited
the arrival of his bomb on a Cessna 172 single engine airplane that
delivered it on a dirt road close to his shack. The bomb was, like him,
offloaded from an Iberian registered freighter somewhere between
Texas and the Yucatan Penninsula.
Hector’s “contact” is an old friend named Bakari Salihan, who lives
extremely well and dresses impeccably as a commercial real-estate
developer in El Paso, Texas. They communicate via small notices in the
Catholic section of the newspaper. Bakari is head of a new Islamic
mosque in El Paso, and gets plenty of cash from The Muslim
Brotherhood to front his efforts for “Allah”.

Keep an eye out for Hector and Bakari. They are here.

http://www.focalpointusa.org/meethectorlopez.html

should I walk away ,could they get me later or take a chance to see what happens.I could be liable for the difference or 1099 or else?