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Home Page > Finance > Real Estate > Short Sales Listings In California – Short Sales and Foreclosures in the SF Bay Area, California
Short Sales Listings In California – Short Sales and Foreclosures in the SF Bay Area, California
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Short Sales Listings In California – Short Sales and Foreclosures in the SF Bay Area, California
By: Real Estate Expert
About the Author
How come everyone is earning from Real Estate? Want to get rich during the Downturn?
Get your Short Sales Listings In California and find out how you can profit from Real Estate!
TryReal Estate Riches Program and see how it changes your life … Forever!
(ArticlesBase SC #3503543)
Article Source: http://www.articlesbase.com/ – Short Sales Listings In California – Short Sales and Foreclosures in the SF Bay Area, California
Short Sales Listings In California
The US housing market is reeling under foreclosure crisis. Millions of home owners are distressed in facing foreclosure process and forfeiting their homes. Adding insult to injury is they are pursued by lenders for the loan balance even after a foreclosure. Fortunately there is an escape route – The Short Sales. This article shows how troubled home owners, particularly in the SF Bay area, can get benefited by the Short Sales method. Short Sales Listings In California
The year 2009 has ended with distressing statistics in the US real estate history. Totally in the California State, which harbors the San Francisco Bay area, the figure of total foreclosed properties is recorded as 632,573 properties for the full year. This is holding the 4th rank in the Top Ten States that are worst- hit by foreclosure crisis.
The foreclosure listings include all the three stages – default notices received; actual foreclosure and Banks repossessed properties after foreclosure public auction.
The nine Counties namely – Alameda; Contra Costa; Marin; Napa; San Francisco; San Mateo; Santa Clara; Solano; and Sonoma – consisting the SF Bay Area, have felt the crisis very badly for the last 3 years. You are aware that once the Bay Area was the leader of property sales and the foreclosure fiasco has turned this most -preferred location for home buyers, upside down.
Now there is good news. There is an escape route for distressed home owners, waiting after listing their homes for sale months together, namely – the Short Sales. This is a short-cut route where they need not walk away deserting their beloved homes after foreclosure notice. You know how painful it is for a home owner to sign off their beloved home to the foreclosure demon. The credit history of the barrower-home owners need not be ruined, crippling their barrowing powers for at least 7 years after the foreclosure.
Worse still, home owners are pursued by lenders even after foreclosure public auction for the outstanding balance on mortgage loan, if the sale price of the property is not enough to wipe off the loan balance. This problem is also solved by Short Sales. Once the lender approves Short Sales, the barrower is completely freed from the debt after completion of the Short Sales. Short Sales Listings In California
The vacant homes are prey to anti-social elements wrecking damage.
Instead, this is a decent compromise, satisfying everyone involved – the lender; the barrower and the prospective buyer. True – the property is sold at a price less than the loan balance. The lender has to bear some loss in recovery of the mortgage loan. But the benefits offset the financial loss. The lender saves a lot of hassles, expenses and unwanted headache by foreclosing the mortgaged property, if only the Short Sales route is selected.
From a buyer’s point of view, apart from the financial gains through a bargain price, it is worth to acquire a property under Short Sales. They need not take a chance – as in the case of foreclosure auction properties – about the condition of the property. They can very well inspect the property with a critical eye for any repairs and rehabs; the suitability of the home to meet their needs; enter into a bargain with none other than the owners directly. Above all there is no guilty feeling of buying a cursed property of foreclosure. Everything related to a Short Sale is a decent process, as related with a property in the open market.
The government’s encouragement to cut down the tax burden – $8000 for first time home buyers and $6500 for the existing home buyer tax credit – comes handy. For every Short Sale completed the lender is eligible for a subsidy of $1,000 from the Government. The home seller receives cash assistance to the tune of $1,500 towards relocation. So it is time now for seriously thinking about this escape route – the Short Sale – for maximum benefits to all.
Particularly home owners who are aggrieved to face the impending foreclosure in the SF Bay Area can do well to make use of Short Sales method. Short Sales Listings In California
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short sales listings in california, commercial brokers price opinion form, short sales listings in michigan, short sales listings in florida, broker price opinions companies
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