Both of my parents have not contributed anything to my college living expenses. I lived with them through two years of community college and am at my second year at a university, living out on my own. My dad makes a good ammount of money, so the ‘expected family contribution’ would be more than enough to pay for my education and living. All I recieve from my parents is health insurance and car insurance. All the government offers me is unsubsidized loans.

I have scraped together money saved from working in highschool, internships during college, and some very decent scholarships. I work during the school year, which complicates the already high difficulty of engineering school. I have taken out loans, but find myself needing more money to survive, even in my relatively low standard of living (I’m eating canned corn as I write this at a desk I found on the side of the road).

How do I convince my parents to give me some of the money that they are saving by having me as a ‘dependant’ on their taxes?

I’ve worked so hard and am so close to the end, I don’t want to drop out of school just because I can’t afford it. My loans would come due, and that would kill me. My little brother isn’t even able to go to school because they won’t finance his education either.

My parents live in a million dollar custom home on prime real estate in the foothills, and were stupid enough to invest hundreds of thousands in real estate they planned to ‘flip’ back when that was the cool thing to invest in. Aparently deadbeat investments are worth more than their children.

What is worse is that my scholarship money is disbursed to my mother’s account by the university. Last time she claimed that I couldn’t get it because ‘she had to make the house payment’, and threatened not to write me the check if I forgot to buy her cigarettes on my way to their house (ITS MY MONEY DAMNIT).

Do I talk to the financial aid office? I heard they can’t help me. Do I try to override dependant status?

Buckeyes athletics make money in fiscal year
COLUMBUS — After losing $148,000 a year ago, Ohio State’s athletic department will bank $23,400 for the 2009-10 fiscal year, according to numbers disclosed Thursday to The Associated Press by athletic director Gene Smith.

Read more on Zanesville Times Recorder

Money Talk: Will student debt hurt mortgage application?
New, stricter lending standards could limit the size of the home loan that a former graduate student can get. Dear Liz: I recently completed a master’s degree in counseling and am now paying student loans. I am punctual and consistent in my payments. How does having a $30,000 outstanding student loan look to home lenders? We recently sold our home and are planning to purchase another.

Read more on Los Angeles Times

So what is the best investing money advice today to help you achieve your financial goals? Actually, there are many different tips that will provide helpful to you on your road to financial freedom.

However, by far the most important thing you need to know is what you want your end result to be. This is certainly the most important beginner investing or advanced advice you will ever get. Hopefully this stock investment advice will help you to achieve your goals, whatever they may be.

Quite simply, many investors jump into the investment field arena without having a clue for what they want to accomplish through it. It doesn’t matter how good of an investor you are-without knowing your final goal, you will never get anywhere with your investments. This would be akin to getting in your car and just starting to drive without knowing your final destination.

Here’s your first investing money advice: you need to sit down and map out what you want to accomplish with your investments. Do you want to achieve a 15% annual return? How much money do you want in the bank 1 year from now? How about 5 years from now? 10?

As you think through this, also keep in mind what you plan on doing with this money. Just wanting to make a lot of money will not provide a lot of motivation; however, knowing that you could buy a new house, boat or car with this money will be all the incentive you will need to achieve your financial goals.

Another great price of advice for investing your money is to write out your goals, and place them in an area where you can view them often. It’s often been said that the simple act of writing out a goal is enough to help you achieve it.

This evokes one of the greatest laws in the universe, which is attraction. By continually visualizing your end objective, your mind will subconsciously work on ways to help you get there.

Once you know what your financial end will be, now it’s time to map out your course for getting there. This will obviously be different for every investor. The two most common investment methods are real estate and stock investing.

Neither way is better than the other; many have made a fortune with each. Your final decision will completely depend on you, your tolerance for risk, and what you want to achieve.

For instance, if all you want is to be able to buy a car in the next 6 months, then you won’t want to risk your money with stocks, real estate, or mutual funds. These are long term investments, and should be viewed as such.

Most investors view these vehicles as ways to get in and make a quick buck. Nothing could be further from the truth.

All of the top stock and real estate investors will only invest in a particular investment if they can be sure it will go up for the long term, contrary to popular belief. Most investors want to make a million dollars overnight and this will rarely be the case.

If your goal is to have enough money to purchase a new car in 6 months, then you will want to focus more on short term bonds, or something else that can be assured of going up. This obviously isn’t as exciting as real estate or the stock market, but it will be the best method to help you achieve your particular goal.

Remember, it really doesn’t matter which method if investing you choose. The best investing money advice that you could ever receive is imply knowing where you want to be at the end of it. Only after deciding on this should you even start to consider which investment to put your money in.

The real estate market is ruled by fluctuations and different market conditions. However, the industry all over the world and like any other has its secrets that enable many a small and big time first timer to earn huge profits. The secrets of making big money with short sales come from real estate gurus, who are committed to the endeavor to make profitability accessible to all. A short sale is one, where the profit lies to capitalize on the owner’s distress. 

There are many times, when the inability to make mortgage payments on time and a sudden financial crises help buyers to access properties that have great future price-potential at really low prices! The secrets of making big money with short sales include how to identify properties that may be dilapidated, but have good future potential, the urgency of sale and the best temporary finance options available. The presence of foreclosures is the most profitable way to make money via short sales. 

There are a number of online and offline resources dedicated to the real estate market and short sales that offer great tips and advice on how to close profitable deals. Some of the points elaborated on, include shopping for property owners, who are in financial distress, the correct market conditions to invest in foreclosed properties, ways and means to generate equity in the real estate, which are available, the importance of FHA and VA in a short sale, to understand real estate terms like escrow and title insurance and auction purchases.

__________ Information from ESET Smart Security, version of virus signature database 3328 (20080805) __________

The message was checked by ESET Smart Security.

http://www.eset.com

The secrets of making big money with short sales are elaborated in a number of dedicated ebooks and ezines too. The secrets include details from finding properties to negotiating with lenders. In the case of short sales, there is no room to think about a boom or gloom in the market. By capitalizing on the seller’s urgency and the condition of the property, short sales are easily manageable to your advantage. The experienced investors wait patiently for short sales to come by, while the first lesson that novices learn is to look out for such properties. 

The sky rocketing real estate prices for most part of the financial year make it necessary to identify cheap properties with future potential, as soon as they arrive on the scene. Another aspect of the real estate industry that makes it necessary to act wisely in the face of a short sale is the easy access to loans. Short sales offer real investors the opportunity to fish for millions of dollars in profit making. The secrets of making big money with short sales lie in the features of the different types of properties, market price updating and the comparison ratios of the past and present. 

Short sales are not only features of an upscale market; they also offer buyers the chance to close profitable deals in a downscale scenario. In fact, their presence in every kind of market condition allows investors to survive hanging trends and economy swings. Short sales are expected to rise extensively within the next couple of years, when the real estate investors would deal envisaging the scarcity of land and a higher demand for it. 

The conditions that rule short sales help seasoned and amateur investors to create huge amounts of equity. With this the market demand would increase and make any real estate market to survive. Hence, all the more opportunities of making big money with short sales.

Written by: GB
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Many people think you save money by buying a home that’s a short sale or foreclosure. That’s not necessarily true. Even if you do save money on a short sale it can take longer to close on escrow. California real estate agent Charlotte Laws talks about saving money with short sales or foreclosures.

Buying Bank Owned REO Properties Using Private Investors’ Money

Copyright © 2009, Lex Levinrad

Many real estate buyers are aware that there are fantastic bargains available in the real estate market. The huge amount of bank foreclosures has led to a tidal wave of bank owned REO properties which has flooded the market with low priced properties. Astute investors are taking advantage of this situation to scoop up houses at bargain basement prices.

If you are considering investing in bank owned properties then you will need to be a cash buyer. This means that you are required to show “proof of funds” which is usually a bank statement which shows that you have the cash available to purchase the house.

If you don’t have the cash available then you will need to borrow the money from someone that does. If you have a relative or friend with access to cash they might be willing to lend you money to purchase a property in exchange for you giving them a first mortgage on the property. They will effectively become the bank and you will be required to make a monthly payment to them.

There are professionals in the real estate business that make these kinds of loans to people that are not relatives. They are called hard money lenders. The only difference between a hard money lender and a private investor is the interest rate. Borrowing from Aunt Sallie might cost you 8% per year in interest. A typical hard money mortgage in today’s market would be 15% plus 3 points up front.

Why would anyone borrow money at such a high interest rate? Let’s look at an example. Assume that you could purchase a bank owned REO property for $40,000 when the house has a true market value to a non cash buyer of $80,000. Paying 15% interest on a $40,000 loan amounts to a monthly payment of only $500.

Assume that you waited 90 days for seasoning of title and then sold the property to an FHA first time homebuyer for $79,900. Assume that you paid a commission of 6% to the realtor and another 6% to pay for the buyers closing costs. You would still net $70,000 from this transaction. After paying off the hard money lender the $40,000 that you borrowed, you would still be left with a profit of $30,000. Even if you held the house for six month before finding a buyer you would only have spent $500 per month in interest for 6 months. Your total interest cost would only have been $3,000. This would leave you with a net profit of $27,000.

Or expressed another way, using no money down (borrowing all of the money) you could potentially make a profit of $27,000. How easy would it be to sell a house like this to a first time home buyer? The answer is it would be extremely easy. The buyers are putting down only $3,000 (3 ½%) to buy a house with a monthly mortgage payment which is about the same as their monthly rent. You are paying all of their closing costs. And the government will give them an $8,000 tax credit if they purchase before the end of 2009. It is a win/win for everyone. The bank gets to sell their property quickly to a cash buyer. The cash buyer gets to flip the property and make a quick profit and the end FHA buyer gets to own a home for the same monthly payment as rent.

The trick to the above transaction is to find an $80,000 property that you can buy for $40,000. This is the part that requires training, knowledge and experience. Finding deals like this is an art form and the people that find these deals are known as “bird dogs” or “property scouts”.

Many bird dogs sell their deals to cash investors for a small profit. This is known as wholesaling. For example a wholesaler might contract to purchase the above house for $40,000 and then sell it for $45,000 to another cash investor. This way, the wholesaler does not need to borrow money from a hard money lender. The wholesaler simply finds a deal, signs a contract to buy it and then flips the contract to a cash investor for a profit. This is known as “assigning a contract” and the profit that is paid to the wholesaler is known as an “assignment fee”.

Banks do not want wholesalers flipping contracts on bank owned properties. For this reason, banks do not allow assignable contracts. This means that a wholesaler cannot assign a bank owned property to another cash investor. The reality is that there are still ways that a property can be assigned. One way is to purchase the property in a Land Trust and then assign the beneficial interest in the land trust. Another way is to purchase the property in an LLC and then assign the membership interest in the LLC. However the problem with these methods is that the end buyer might not want to have a land trust or an LLC.

For this reason, the best way to sell a bank owned property to another cash investor is to have what is known as a double closing.  This means that the wholesaler essentially buys the house from the bank and then simultaneously on the same day sells it to another cash investor. The disadvantage is that the wholesaler will be paying double closing costs.

If a wholesaler has a signed contract and is wholesaling the deal to an end buyer, then if the wholesaler is short on cash they might need what is known as “transactional funding”. Transactional funding is perfect for bank owned properties and short sales that a wholesaler is flipping to an end buyer. Since banks do not allow assignable contracts the wholesaler is going to need to schedule a double closing with the end buyer. Double closings also known as simultaneous closings allow a wholesaler to schedule two back to back closings for the same property on the same day. The wholesaler will need to have a source of funds to pay for the first transaction. This is where transactional funding (also known as same day funds) is needed.

Our company offers transactional funding to all of our Private Mentoring Students. However our students need to schedule both closing with our title company in order for us to offer the transactional funding. We will only offer transactional funding if both closings are with our title company (Independence Title & Escrow).

If you are looking to flip a bank owned property then you will have two contracts and two closings. The first contract is between the bank (seller) and you (buyer). The second contract is between you (seller) and your end buyer (buyer). The end buyer is the person that will ultimately be the long term owner of the property.

Example:

A – Bank
B – You
C – End Buyer

Assume that you have a contract with the bank to purchase a bank owned property at $40,000 (first contract). This is known as the A-B transaction.

You market this property to your cash buyers and you find a buyer at $45,000. You sign a contract with this buyer with you being the seller and them being the buyer (second contract). This is known as the B-C transaction.

The difference between the two contracts (after deducting closing costs) is your profit which you will walk away with at the closing. Since there are two contracts there are two closings. This means you will pay double closing costs.

The transactional funding fee that we charge is 2% +$495 with a minimum fee of $1,250. For example if you were to request $40,000 your fee would be $800+$495=$1,295. We will only provide transactional funding if you use our title company (Independence Title) for both closings.

To learn more about transactional funding please visit  http://lexlevinrad.com/transaction_funding.html

 

Buying Bank Owned REO Properties Using Private Investors’ Money

Copyright © 2009, Lex Levinrad

Many real estate buyers are aware that there are fantastic bargains available in the real estate market. The huge amount of bank foreclosures has led to a tidal wave of bank owned REO properties which has flooded the market with low priced properties. Astute investors are taking advantage of this situation to scoop up houses at bargain basement prices.

If you are considering investing in bank owned properties then you will need to be a cash buyer. This means that you are required to show “proof of funds” which is usually a bank statement which shows that you have the cash available to purchase the house.

If you don’t have the cash available then you will need to borrow the money from someone that does. If you have a relative or friend with access to cash they might be willing to lend you money to purchase a property in exchange for you giving them a first mortgage on the property. They will effectively become the bank and you will be required to make a monthly payment to them.

There are professionals in the real estate business that make these kinds of loans to people that are not relatives. They are called hard money lenders. The only difference between a hard money lender and a private investor is the interest rate. Borrowing from Aunt Sallie might cost you 8% per year in interest. A typical hard money mortgage in today’s market would be 15% plus 3 points up front.

Why would anyone borrow money at such a high interest rate? Let’s look at an example. Assume that you could purchase a bank owned REO property for $40,000 when the house has a true market value to a non cash buyer of $80,000. Paying 15% interest on a $40,000 loan amounts to a monthly payment of only $500.

Assume that you waited 90 days for seasoning of title and then sold the property to an FHA first time homebuyer for $79,900. Assume that you paid a commission of 6% to the realtor and another 6% to pay for the buyers closing costs. You would still net $70,000 from this transaction. After paying off the hard money lender the $40,000 that you borrowed, you would still be left with a profit of $30,000. Even if you held the house for six month before finding a buyer you would only have spent $500 per month in interest for 6 months. Your total interest cost would only have been $3,000. This would leave you with a net profit of $27,000.

Or expressed another way, using no money down (borrowing all of the money) you could potentially make a profit of $27,000. How easy would it be to sell a house like this to a first time home buyer? The answer is it would be extremely easy. The buyers are putting down only $3,000 (3 ½%) to buy a house with a monthly mortgage payment which is about the same as their monthly rent. You are paying all of their closing costs. And the government will give them an $8,000 tax credit if they purchase before the end of 2009. It is a win/win for everyone. The bank gets to sell their property quickly to a cash buyer. The cash buyer gets to flip the property and make a quick profit and the end FHA buyer gets to own a home for the same monthly payment as rent.

The trick to the above transaction is to find an $80,000 property that you can buy for $40,000. This is the part that requires training, knowledge and experience. Finding deals like this is an art form and the people that find these deals are known as “bird dogs” or “property scouts”.

Many bird dogs sell their deals to cash investors for a small profit. This is known as wholesaling. For example a wholesaler might contract to purchase the above house for $40,000 and then sell it for $45,000 to another cash investor. This way, the wholesaler does not need to borrow money from a hard money lender. The wholesaler simply finds a deal, signs a contract to buy it and then flips the contract to a cash investor for a profit. This is known as “assigning a contract” and the profit that is paid to the wholesaler is known as an “assignment fee”.

Banks do not want wholesalers flipping contracts on bank owned properties. For this reason, banks do not allow assignable contracts. This means that a wholesaler cannot assign a bank owned property to another cash investor. The reality is that there are still ways that a property can be assigned. One way is to purchase the property in a Land Trust and then assign the beneficial interest in the land trust. Another way is to purchase the property in an LLC and then assign the membership interest in the LLC. However the problem with these methods is that the end buyer might not want to have a land trust or an LLC.

For this reason, the best way to sell a bank owned property to another cash investor is to have what is known as a double closing.  This means that the wholesaler essentially buys the house from the bank and then simultaneously on the same day sells it to another cash investor. The disadvantage is that the wholesaler will be paying double closing costs.

If a wholesaler has a signed contract and is wholesaling the deal to an end buyer, then if the wholesaler is short on cash they might need what is known as “transactional funding”. Transactional funding is perfect for bank owned properties and short sales that a wholesaler is flipping to an end buyer. Since banks do not allow assignable contracts the wholesaler is going to need to schedule a double closing with the end buyer. Double closings also known as simultaneous closings allow a wholesaler to schedule two back to back closings for the same property on the same day. The wholesaler will need to have a source of funds to pay for the first transaction. This is where transactional funding (also known as same day funds) is needed.

Our company offers transactional funding to all of our Private Mentoring Students. However our students need to schedule both closing with our title company in order for us to offer the transactional funding. We will only offer transactional funding if both closings are with our title company (Independence Title & Escrow).

If you are looking to flip a bank owned property then you will have two contracts and two closings. The first contract is between the bank (seller) and you (buyer). The second contract is between you (seller) and your end buyer (buyer). The end buyer is the person that will ultimately be the long term owner of the property.

Example:

A – Bank
B – You
C – End Buyer

Assume that you have a contract with the bank to purchase a bank owned property at $40,000 (first contract). This is known as the A-B transaction.

You market this property to your cash buyers and you find a buyer at $45,000. You sign a contract with this buyer with you being the seller and them being the buyer (second contract). This is known as the B-C transaction.

The difference between the two contracts (after deducting closing costs) is your profit which you will walk away with at the closing. Since there are two contracts there are two closings. This means you will pay double closing costs.

The transactional funding fee that we charge is 2% +$495 with a minimum fee of $1,250. For example if you were to request $40,000 your fee would be $800+$495=$1,295. We will only provide transactional funding if you use our title company (Independence Title) for both closings.

To learn more about transactional funding please visit  http://lexlevinrad.com/transaction_funding.html

 

Buying Bank Owned REO Properties Using Private Investors’ Money

Copyright © 2009, Lex Levinrad

Many real estate buyers are aware that there are fantastic bargains available in the real estate market. The huge amount of bank foreclosures has led to a tidal wave of bank owned REO properties which has flooded the market with low priced properties. Astute investors are taking advantage of this situation to scoop up houses at bargain basement prices.

If you are considering investing in bank owned properties then you will need to be a cash buyer. This means that you are required to show “proof of funds” which is usually a bank statement which shows that you have the cash available to purchase the house.

If you don’t have the cash available then you will need to borrow the money from someone that does. If you have a relative or friend with access to cash they might be willing to lend you money to purchase a property in exchange for you giving them a first mortgage on the property. They will effectively become the bank and you will be required to make a monthly payment to them.

There are professionals in the real estate business that make these kinds of loans to people that are not relatives. They are called hard money lenders. The only difference between a hard money lender and a private investor is the interest rate. Borrowing from Aunt Sallie might cost you 8% per year in interest. A typical hard money mortgage in today’s market would be 15% plus 3 points up front.

Why would anyone borrow money at such a high interest rate? Let’s look at an example. Assume that you could purchase a bank owned REO property for $40,000 when the house has a true market value to a non cash buyer of $80,000. Paying 15% interest on a $40,000 loan amounts to a monthly payment of only $500.

Assume that you waited 90 days for seasoning of title and then sold the property to an FHA first time homebuyer for $79,900. Assume that you paid a commission of 6% to the realtor and another 6% to pay for the buyers closing costs. You would still net $70,000 from this transaction. After paying off the hard money lender the $40,000 that you borrowed, you would still be left with a profit of $30,000. Even if you held the house for six month before finding a buyer you would only have spent $500 per month in interest for 6 months. Your total interest cost would only have been $3,000. This would leave you with a net profit of $27,000.

Or expressed another way, using no money down (borrowing all of the money) you could potentially make a profit of $27,000. How easy would it be to sell a house like this to a first time home buyer? The answer is it would be extremely easy. The buyers are putting down only $3,000 (3 ½%) to buy a house with a monthly mortgage payment which is about the same as their monthly rent. You are paying all of their closing costs. And the government will give them an $8,000 tax credit if they purchase before the end of 2009. It is a win/win for everyone. The bank gets to sell their property quickly to a cash buyer. The cash buyer gets to flip the property and make a quick profit and the end FHA buyer gets to own a home for the same monthly payment as rent.

The trick to the above transaction is to find an $80,000 property that you can buy for $40,000. This is the part that requires training, knowledge and experience. Finding deals like this is an art form and the people that find these deals are known as “bird dogs” or “property scouts”.

Many bird dogs sell their deals to cash investors for a small profit. This is known as wholesaling. For example a wholesaler might contract to purchase the above house for $40,000 and then sell it for $45,000 to another cash investor. This way, the wholesaler does not need to borrow money from a hard money lender. The wholesaler simply finds a deal, signs a contract to buy it and then flips the contract to a cash investor for a profit. This is known as “assigning a contract” and the profit that is paid to the wholesaler is known as an “assignment fee”.

Banks do not want wholesalers flipping contracts on bank owned properties. For this reason, banks do not allow assignable contracts. This means that a wholesaler cannot assign a bank owned property to another cash investor. The reality is that there are still ways that a property can be assigned. One way is to purchase the property in a Land Trust and then assign the beneficial interest in the land trust. Another way is to purchase the property in an LLC and then assign the membership interest in the LLC. However the problem with these methods is that the end buyer might not want to have a land trust or an LLC.

For this reason, the best way to sell a bank owned property to another cash investor is to have what is known as a double closing.  This means that the wholesaler essentially buys the house from the bank and then simultaneously on the same day sells it to another cash investor. The disadvantage is that the wholesaler will be paying double closing costs.

If a wholesaler has a signed contract and is wholesaling the deal to an end buyer, then if the wholesaler is short on cash they might need what is known as “transactional funding”. Transactional funding is perfect for bank owned properties and short sales that a wholesaler is flipping to an end buyer. Since banks do not allow assignable contracts the wholesaler is going to need to schedule a double closing with the end buyer. Double closings also known as simultaneous closings allow a wholesaler to schedule two back to back closings for the same property on the same day. The wholesaler will need to have a source of funds to pay for the first transaction. This is where transactional funding (also known as same day funds) is needed.

Our company offers transactional funding to all of our Private Mentoring Students. However our students need to schedule both closing with our title company in order for us to offer the transactional funding. We will only offer transactional funding if both closings are with our title company (Independence Title & Escrow).

If you are looking to flip a bank owned property then you will have two contracts and two closings. The first contract is between the bank (seller) and you (buyer). The second contract is between you (seller) and your end buyer (buyer). The end buyer is the person that will ultimately be the long term owner of the property.

Example:

A – Bank
B – You
C – End Buyer

Assume that you have a contract with the bank to purchase a bank owned property at $40,000 (first contract). This is known as the A-B transaction.

You market this property to your cash buyers and you find a buyer at $45,000. You sign a contract with this buyer with you being the seller and them being the buyer (second contract). This is known as the B-C transaction.

The difference between the two contracts (after deducting closing costs) is your profit which you will walk away with at the closing. Since there are two contracts there are two closings. This means you will pay double closing costs.

The transactional funding fee that we charge is 2% +$495 with a minimum fee of $1,250. For example if you were to request $40,000 your fee would be $800+$495=$1,295. We will only provide transactional funding if you use our title company (Independence Title) for both closings.

To learn more about transactional funding please visit  http://lexlevinrad.com/transaction_funding.html

 

The doom and gloom  that you hear on the TV everyday about foreclosures, difficult lending parameters, massive sell-offs, and short sales has peaked the interest of smart investors nationwide.

 

While people with the capital and credit to take advantage of this turbulent time are making money hand over fist, what about normal folks like us?

 

What is the secret to making a killing in this perfect storm of real estate upheaval?

 

Three words-Tax Lien Investing!

 

We are blessed with the best time in history to buy and profit from tax lien certificates.

 

When people have either over-bought or have had a financial down turn, they often lose the ability to pay their mortgage. While this is horrible-it is a fact of life, a fact that we see splashed all over the news every darn day!

 

One very important factor in this inability to pay the mortgage is that these poor folks will also no longer be able to pay their property tax to the county.

 

While you may have the chance to get an extension from your bank, the government wants their money!

 

The money the county tax assessor collects goes to fire services, police departments, road maintenance, etc. So needless to say, we want them to get their money too.

 

When people don’t pay their property tax for a year, the county has the right to auction off the lien (in most states) on that property to collect the delinquent taxes.

 

This is where the smart investor steps in!

 

Not only do you get an ultra high interest rate, up to 50% and beyond, but if the property owner does not pay the taxes within the granted time period (as short as 4 months)…you have the GOVERNMENTALLY enforced right to foreclose on the homes and property!

 

In a nutshell this mean for literally pennies on the dollar ie., the cost of the tax lien certificate, you get a house, business, and/or land!

 

Most tax lien certificate can be had for less than $3000; many can be bought for less than $500. That’s right you can get a house with NO MORTGAGE for less than $500!!!

 

Now that is a brilliant investment strategy that ANYONE can afford.

 

No stock market speculating, no high dollar-high stakes house flipping, no slow-or-no growth bond investing. Just a governmentally guaranteed investment that at worst pays you ultra high interest and at best gets you a DEBT FREE property for pennies on the dollar…sound about right to you???